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IPPOA has entered into a PPO contract arrangement with the

National HealthCare ACCESS Club (NHAC)

NHAC is a health care purchasing program for the uninsured and underinsured population.  There are over 45 million people in the USA that do not have insurance and twice that amount that are underinsured. 

NHAC provides a membership to the public on:

No charge to join - membership in states like California.  The membership is provided to the public without charging a monthly or annual fee.  This makes purchasing health care affordable by a larger base of individuals.  Members are charged a fee as a percentage of the savings.  This allows no risk to the public and saves hundreds or thousands of dollars, by not having to pay for a membership from other companies. 

NHAC also offers a Prepaid Card (stored value added card) thereby allowing is members that do not have a checking account or credit card, to purchase health care.

FOR THE EMPLOYED MEMBERS

Employees usually present the NHAC program to their employers.  Employers see the opportunity to offer a no-cost to the employer health care savings program to their employees.  Offering the NHAC program adds benefits to the employees and reduces turnover.  Employers also reduce their payroll cost by reducing the taxable wages! 

The NHAC Prepaid Card allows employers that offer a "flexible spending account" to save they employees taxes (approximately 30%) on the purchase of health care goods and services.  In other words the employee can set aside part of their earnings "pre-tax" to purchase health care goods and services. 

For additional information please go the the NHAC website. 

 

 

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